The Importance of Having a Budget I lived the majority of my adult life without a budget. What’s worse, growing up, my Mom didn’t have a budget. Like, ever. It took me years of constant struggles to finally see the importance of having a budget. And I will never look back. I can’t not stress …
Bad Habits that are Making you Broke Ooohhh bad habits, don’t we ALL have them? And how impossible it seems to break away from them sometimes! Unfortunately, we tend to be the last ones to realize how we are hurting ourselves, our wallets and even our relationships. After all, habits are simply those things we …
5 Reasons Why Your Budget Is Not Working It’s scary to think about money as a flowing resource. But it truly is. See, money rarely stays where you put it. The best example of this is that, when you get paid, the money is deposited into your account. Unfortunately, a lot of it has to …
Did you know that according to a study by U.S. Bank only 41% of Americans have a budget? Or that the average American has over $137,000 in debt? And all this, while the average American household income sits around $59,000 a year. I don’t know about you, but I find those numbers scary. What those …
Best Ways to Use Your Tax Refund Fair warning: if you were searching for spending ideas for your tax refund, then this post is not for you. That said, this post is about what you should do with your tax refund. I hate to be the bearer of sad news but here it goes: your …
How to plan your grocery shopping trip Does your grocery shopping seem to take you hours on end every time? Does it leave you exhausted, and with no time, energy OR money to do much else? Do you often over spend, simply because you were not organized enough? If you are anything like me, then …
What to Include in a Budget I recently read in an article that 27% of Americans don’t think they need a budget. That’s close to a staggering 1/3 of the country! The reasons (or excuses) are varied and I’m sure part of it is that creating a budget that works can be intimidating. Have you …
Follow my blog with Bloglovin How to Live on One Income & Thrive If there is one question I have been asked consistently in the last 8+ years, it is how my family of five manages to live on one income. And I always have the same answer: it isn’t easy. But it can be …
Follow my blog with Bloglovin 7 Reasons to Ditch Cable and What You Can do Instead Having cable TV at home has become more of a luxury. Well, it has always been a luxury, but we now feel it more keenly. Did you know that, according to this article on The New York Post that …
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Follow my blog with Bloglovin 9 Best Money Saving Apps and Websites You Can Join For FREE I don’t know about you, but every time I get to save some money on any of my purchases, or activities, I get very excited. Like, ridiculously excited. The thrill of not paying full price for anything is …
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